Cards that reward your lifestyle

Applying is quick and easy. Click "Apply Now" on any card, fill out our secure online application (takes about 5 minutes), and get an instant decision. If approved, your card will arrive in 7-10 business days, or you can use your digital card immediately.

Our Essential card is available to applicants with good credit (670+). Premium cards like Travel Elite and Platinum Reserve typically require excellent credit (740+). However, we consider multiple factors including income, existing debt, and credit history.

You can redeem rewards through our mobile app, online service, or by calling customer service. Options include statement credits, direct deposit to your bank account, travel bookings, gift cards, or transferring points to airline and hotel partners. There's no minimum redemption amount for most options.

No! All Weatherbys credit cards come with zero foreign transaction fees. Whether you're shopping online from international retailers or traveling abroad, you'll never pay extra fees for currency conversion. You'll get the same great exchange rate as local transactions.

All cards include zero liability protection, purchase protection (90 days), extended warranty (+1 year), and rental car collision damage waiver. Premium cards add travel insurance including trip cancellation, lost luggage, emergency medical evacuation, and global emergency assistance.

Yes! Many of our customers hold multiple cards to maximize rewards across different spending categories. For example, you might use the Travel Elite for flights and hotels, and the Essential Cashback for everyday purchases. You can have up to 4 personal cards and 2 business cards.